Biweekly & Targeted Extra Payments
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- How biweekly payments create the effect of one full extra payment/year.
- Simple ways to apply small extras to principal and cut years off.
- Interactive comparison vs. standard monthly schedule.
Strategies To Pay Off Your Mortgage Early No extra income required
Both strategies below work without earning more money. You can also combine them to pay off your mortgage even faster.
HELOC / Velocity Banking
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- Use a HELOC as a simple-interest tool to “chunk” down principal.
- Park income in the HELOC to lower daily interest before bills.
- Model chunk size, timing, and variable HELOC rates.