Find out what down payment assistance programs you qualify for
FREE money may be available to help you purchase a home. Enter your info to unlock the tool. We’ll email team@lpslama.com and you can email yourself a copy of the results.
By continuing, you agree to be contacted by an LPS agent to help match the right program, lender, and home.
Please enter a valid name, email, and phone.
What Can I Buy? — Buy vs Rent & DPA Helper
Enter your info to estimate your maximum home price, monthly payment, and cash to close. We’ll also suggest down payment assistance programs and show how seller concessions change your numbers.
Your Situation
Loan & Property Assumptions
If you enter a Monthly PITI Budget or a Target Purchase Price, the calculator will honor those while checking DTI limits. We’ll show a warning if your target price or budget conflicts with lender guidelines.
Tip: Increase seller concessions to see how much they can offset closing costs.
Affordability Snapshot
Estimated Max Price
$0
Est. Monthly Payment (PITI+HOA)
$0
Cash to Close (after concessions, gift & DPA)
$0
Interest Rate Used
—
Compared to Rent: —
Payment & Cash Breakdown
| Principal & Interest | $0 |
| Property Taxes | $0 |
| Homeowners Insurance | $0 |
| HOA/Condo | $0 |
| Total Monthly (PITI+HOA) | $0 |
|---|
| Down Payment | $0 |
| Estimated Closing Costs (3%) | $0 |
| Seller Concessions | −$0 |
| Gift Funds (subject to acceptability) | −$0 |
| Estimated DPA | −$0 |
| Estimated Cash to Close | $0 |
|---|
Recommended DPA & Next Steps
Enter your info and click Calculate to see programs.
Estimates only. Program terms & AMI limits update periodically. Final eligibility subject to lender approval.