Start the Pre-Screen
[lps_dpa_quiz]Results are educational. Final approval is determined by your lender’s automated underwriting and the program’s official guidelines.
South Florida • Down Payment Assistance
DPA Pre-Screen
See in ~60 seconds if you may qualify for programs like Hometown Heroes (up to $35,000 for down payment & closing costs), plus other local options.
1
Answer a few questions
Employment, county, income range, credit, first-time status, timeline.
2
Instant snapshot
You’ll see likely eligibility paths & next steps (not a loan approval).
3
Lock in support
We connect you with a lender and properties that fit your numbers.
Quick FAQs
Who typically qualifies for Hometown Heroes?
First-time buyers (veteran exception), full-time Florida-based employment in eligible groups (healthcare, school staff, first responders, public safety, court, childcare, service members, veterans working in FL), credit ≈ 640+, and within income/loan caps by county. Primary residence only. See full details in the Hometown Heroes guide.
How much of my own money do I still need?
Many buyers close with $0–$2,500 after assistance and seller credits. You’ll still post earnest money and pay for appraisal/inspections (often credited back at closing). The guide includes cash-to-close examples and tables: view examples.
What if I don’t qualify for Hometown Heroes?
We’ll check other DPA/local grants and structure options (seller credits, lender credits, gift funds). Browse programs or contact us and we’ll guide you.
Get Help
Need help finding a lender or property? Want to learn about additional down payment assistance programs available to you? Just complete the form below.
Questions? Call 866-577-5262 or email carlyne.belot@lpslama.com.