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DPA Pre-Screen — South Florida
South Florida • Down Payment Assistance

DPA Pre-Screen

See in ~60 seconds if you may qualify for programs like Hometown Heroes (up to $35,000 for down payment & closing costs), plus other local options.

Start your pre-screen Hometown Heroes Guide Browse DPA programs Call 866-577-5262
1

Answer a few questions

Employment, county, income range, credit, first-time status, timeline.

2

Instant snapshot

You’ll see likely eligibility paths & next steps (not a loan approval).

3

Lock in support

We connect you with a lender and properties that fit your numbers.

Start the Pre-Screen

South Florida DPA Pre-Screen

Answer a few questions to see which down-payment assistance programs you may qualify for. Results update as you type. Submit to save and get a detailed report.

If you’re not sure about AMI, enter income and we’ll estimate the band automatically.
HTH 2025 requires at least one occupying borrower to be full-time with a Florida-based employer (physical FL location).
If checked, we’ll email your results to the address you provided.
This tool is a preliminary screening only. Rules and funding change. A loan officer and program admin must confirm final eligibility.
Results are educational. Final approval is determined by your lender’s automated underwriting and the program’s official guidelines.

Quick FAQs

Who typically qualifies for Hometown Heroes?

First-time buyers (veteran exception), full-time Florida-based employment in eligible groups (healthcare, school staff, first responders, public safety, court, childcare, service members, veterans working in FL), credit ≈ 640+, and within income/loan caps by county. Primary residence only. See full details in the Hometown Heroes guide.

How much of my own money do I still need?

Many buyers close with $0–$2,500 after assistance and seller credits. You’ll still post earnest money and pay for appraisal/inspections (often credited back at closing). The guide includes cash-to-close examples and tables: view examples.

What if I don’t qualify for Hometown Heroes?

We’ll check other DPA/local grants and structure options (seller credits, lender credits, gift funds). Browse programs or contact us and we’ll guide you.

Get Help

Need help finding a lender or property? Want to learn about additional down payment assistance programs available to you? Just complete the form below.

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Questions? Call 866-577-5262 or email carlyne.belot@lpslama.com.